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Posts tagged "filing for Chapter 13"

Can I file for Chapter 13 bankruptcy?

For many people, the decision to file for bankruptcy is a very difficult decision and one that is not taken lightly. However, even when the decision to file for bankruptcy is finally made, filers must then decide which type of bankruptcy filing is right for them. Most people think of a Chapter 7 bankruptcy when they hear the term bankruptcy, but depending on your circumstances, a Chapter 13 bankruptcy may be more appropriate for you.

Chapter 13 bankruptcy may help those with steady income

Once you make the decision to file for bankruptcy, it may surprise you to learn that you have a few options. While many people file for Chapter 7 bankruptcy, some may find Chapter 13 bankruptcy more beneficial. Chapter 13 bankruptcy, unlike Chapter 7 bankruptcy where some debts are discharged completely, it is built around a repayment plan in which debts are ultimately paid off. Under some circumstances, it can provide greater protection of personal property than Chapter 7.

Chapter 13 bankruptcy can give you a handle on debt

The United States economy appears to be on the road to recovery, but it will likely be a long road, particularly for individuals with outstanding debt. Any number of factors can cause overwhelming debt, from unexpected employment loss to unforeseen medical issues. Unfortunately, some people in Waco may not file for bankruptcy to help them relieve their debt because they do not realize that they qualify. What you might not know is that there are different types of bankruptcy filings possible for your specific circumstances.

Chapter 13 bankruptcy case reveals possible shady bank dealings

Bankruptcy can seem like a frightening prospect and fearful undertaking, but it doesn’t have to be. Bankruptcy is, over anything else, an option for people who are facing debt that they cannot repay. It is relief from crushing debt and incessant creditor harassment that allows people to move on with their lives. However, bankruptcy can be a complex procedure, and adequate legal counsel is highly recommended.

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