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Personal Bankruptcy Archives

How to make sure your bankruptcy discharge is accepted

When being crushed by overwhelming debt, many Texans turn to personal bankruptcy as a means of relief. There are myriad advantages available through both Chapter 13 and Chapter 7 bankruptcy, and you can choose which one is best suited to your circumstances.

Pre-filing counseling lays groundwork for bankruptcy

When struggling with insurmountable debts, there comes a point when you may seriously consider filing for Chapter 13 or Chapter 7 bankruptcy. Which of these options is best for you will be contingent upon your specific circumstances. However, there are steps that you must take before the court will grant your bankruptcy request.

How can I be financially prepared for divorce?

As hard as it may be to accept, sometimes a marriage does not work out, and a divorce is the best long-term solution for all of the parties involved. But going through a divorce can be an emotionally draining experience, fraught with anger about the past and present and apprehension about the future.

In spite of huge paydays, many NFL players have debt issues

Most of us can only dream of the financial windfall that an NFL player receives upon signing a contract to play football. NFL players can earn millions of dollars, yet many end up losing all of their money and even going deep into debt. In fact, A Sports Illustrated report from 2009 revealed that the vast majority of players found themselves in financial stress or even bankrupt after only two years of retirement.

Bankruptcy helps alleviate discouragement caused by debt

Far too often, people remain in heavy debt because they are misinformed about what could be their best possible chance for relief; bankruptcy. There are many reasons why those struggling with debt may be determined to avoid bankruptcy in spite of its many benefits. And this is a shame because, bankruptcy rules, when properly applied, can help prevent a person who has suffered financial misfortune from giving up on trying to live a productive life.

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