As a Waco bankruptcy attorney, I see people all the time who are concerned about their credit report. They don’t know what is on their creditor report or how to obtain a copy of it. You have to be careful when trying to obtain a copy of your credit report online. Like everything else on the internet, there are website looking for your personal information for identify theft and other reasons that are harmful for you.
Fortunately, there are ways to obtain your credit report through channels set up by the Federal Trade Commission. Feel free and safe when you click on www.ftc.gov (which provides a link to the official site) or www.annualcreditreport.com to order your free credit report. To order by phone call 877-322-8228 or by mail print out the form available on anualcreditreport.com and mail to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
It is important to monitor your credit report and dispute any irregularities. However, sometimes you can dispute an incorrect item and it reappears at a later date….sometimes years later. Therefore, it is a good idea to obtain a credit report every few months to monitor it. However, if there are some things on your creditor report that you would like to help clean up or keep reappearing again and again, you might want to consider bankruptcy.
At The Kehl Law Firm, P.C., we help you clean up your credit report by obtaining a copy of your credit report from all three credit bureaus and containing the credit bureaus after your bankruptcy is over to ensure that your credit report is cleaned up. Some real estate agents recommend filing bankruptcy for this very reason so the person can buy a home a few years after the bankruptcy is over.
Still concerned? Call 254-870-0105 or email us at [email protected] today for a FREE, no-obligation consultation with an experienced bankruptcy attorney to explore your options.
Let my family help yours.