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Bankruptcy can set you free

If you are struggling with debt that is making it impossible for you to live the life you want, then you should not be afraid to consider Chapter 7 bankruptcy. For many people, bankruptcy is a frightening word that indicates failure or ineptitude, but for those who have gotten a fresh financial start with a successful bankruptcy filing, they know that bankruptcy actually indicates financial freedom and stress-relief.

Drowning in debt is one of the worst circumstances in which a person can find him or herself. Not only does every purchase and payment become a significant question of viability, but constant harassment from creditors can make an already difficult situation positively unbearable. You may end up losing sleep and being distracted at work. Relationships with family members, including spouses, could be pushed to the point of breaking. A Chapter 7 bankruptcy filing could eliminate all of that.

There are two things about Chapter 7 bankruptcy that every person should know; nearly everyone can qualify, and many debts can be completely discharged. This means that even if you make a significant amount of money, even if your debts are not extremely high and even if you are able to make your minimum payments, you can likely still file for bankruptcy to have some or all of your debts discharged.

Perhaps the best news for Texas residents is that many crucial properties are considered exempt from sale in a Chapter 7 bankruptcy, meaning that you can likely have all of your debts forgiven and still retain your house, car, boat and more. If you feel that debt is making your life more difficult than it should be, visit our webpage to learn how we can help you start the path to debt forgiveness and financial freedom.

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