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May 2015 Archives

Bankruptcy conversion could mean returned wage garnishments

In most legal cases, the courts tend to rely on precedents established by previous cases with similar issues, but when a case comes along with unique, complex or extenuating circumstances, judges with higher authority are often required. Some of these cases make it all the way to the Supreme Court of the state or country, at which point a decision is made which establishes the precedents for other such cases in the future.

Common questions for debt relief with bankruptcy

Bankruptcy can be a frightening prospect for many people. Some people may view it as a failure or think that a bankruptcy filing will destroy their credibility, and even when people do file for bankruptcy, they may find themselves confused by the many different options. Depending on your circumstances, you may want to file for Chapter 7 bankruptcy or Chapter 13. The good news is that if you need debt relief, there is likely a bankruptcy option for you.

Bankruptcy can provide relief from credit card debts

Credit cards are an important part of life for many Texans. We rely on credit cards to help us out financially when times are hard, but sometimes no matter how careful we are, unexpected circumstances can cause our credit card debts to spiral out of control. As wonderful as credit cards can be when they are on your side, they can be just as awful when they are turned against you. The financial strain may be the least of your worries if creditors start to harass you about getting their money.

Debtors and creditors rights in bankruptcy discharge

Coming to the decision to file for bankruptcy is never easy. You may feel like you are admitting defeat or that you are beginning a process from which your financial credibility will never recover, but the truth is that a personal bankruptcy is simply a legal way for Texas residents to find relief from crushing debt. So you have finally decided to file for bankruptcy, but you are still concerned about the process, and you're worried about your rights as a debtor. Don't worry; we have you covered.

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