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Credit / Debt Settlement update

My name is Stephen Kehl. I am Samantha’s paralegal, her computer guy, office manager, her husband and whatever she has for me at the moment. She keeps me very busy. She asked me to update to a guest post I did several months ago on Credit Settlement / Debt Settlement.

In my last post, I went over the most common problems we see:

  1. The company is a scam

  2. It will get you sued.

  3. It will get you IRS tax penalties.

Since then we have seen:

  1. A settlement company was making payments on debts from 1983. The debts were far beyond the statute of limitations. Nothing was done to dispute these invalid debts on the credit report before making payments. Making payments on the reset the last payment date which made them collectible debts in a chapter 13 bankruptcy.  

  2. Debts settled were listed as “settled for lessor amount” on the credit report and the amount “charged off” amount was also listed. This did nothing to help clean up the credit report.

  3. An out of state, non-attorney settlement company advised their client to ignore lawsuits.

These have been my observations in the 2 ½ years that I have been Samantha’s paralegal and talking with hundreds of people that have come in for help. I must legally remind every one that I am just a paralegal and do not have a license to practice law. Samantha supervises my work, including this post.

If you are drowning in debt, please call the Kehl Law Firm, PC at 254-633-2876 to make a free, no-obligation consultation to learn what your options are. Let my family help yours.

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