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October 2011 Archives

How to Choose a Bankruptcy Attorney in Waco, Texas

If you are considering filing bankruptcy, one of the most important decisions you will make is which attorney to represent you in your bankruptcy. Bankruptcy is a confusing process and you need someone on your side making sure you get the best result possible. Therefore, you should give careful consideration to which bankruptcy attorney you hire. Here are a few tips.

  • Hire an attorney who you can communicate with and is easy to approach. You will have questions during the bankruptcy process. You don't want an attorney who is inaccessible or unable to just talk to you and explain things in terms you understand. If your bankruptcy attorney doesn't take your phone calls, how can you remain informed?

  • Choose an experienced bankruptcy lawyer who specializes in bankruptcy cases. Bankruptcy law is a unique area of the law and you don't want an attorney who dabbles in it when the economy is slow as a way to pick up business.

  • Retain a bankruptcy attorney who has rates you can afford or a payment plan you can live with. Bankruptcy can be expensive if you hire an attorney who has unreasonable fees.

  • Ask around for recommendations. By choosing an attorney who is recommended by others, you will feel more confident as you begin the bankruptcy process.

  • Use a lawyer that comes out to meet you and has experienced staff working for them. Your bankruptcy attorney is the one who will be in court with you. You want to meet them up front. If the attorney is too busy to meet you, will they be there for you later?

At The Kehl Law Firm, P.C. we realize that filing bankruptcy is difficult and we respect the trust our clients put in us when they hire us. Are you ready for your fresh start? Call 254-633-2876 or email at [email protected] today for a FREE, no obligation consultation.

Where can I get a free copy of my credit report?

As a Waco bankruptcy attorney, I see people all the time who are concerned about their credit report. They don't know what is on their creditor report or how to obtain a copy of it. You have to be careful when trying to obtain a copy of your credit report online. Like everything else on the internet, there are websites looking for your personal information for identify theft and other reasons that are harmful for you.

Advantages of Hiring The Kehl Law Firm, P.C.

  • We are a family business and we treat our clients as family.
  • We are flexible in our hours. We are open in the evenings and on Saturdays by appointment.
  • We listen and understand.
  • If we feel bankruptcy is not the best option for you, we will let you know what we feel is.
  • We want you to succeed and will try to match you with the option that fits your situation best.
  • We keep in contact with you on a regular basis.
  • We offer payment plans for any budget.
  • We quote a package price with upfront pricing.
  • Clients can earn extra discounts.
  • We are experienced both with bankruptcies and home loan modifications (HAMP) as well as other related types of law.
  • We offer unique options for you to help you achieve your goals.
  • We offer suggestions and advise on how to improve your credit score and life after the bankruptcy is over.  We use Dave Ramsey's Debtor Education as one of the required bankruptcy courses.
  • We are conveniently located near the intersection of Valley Mills and Waco Drive.
  • We respond to your questions and comments in a timely manner.
  • We have helped hundreds of people find a better life after bankruptcy.
  • We do not want repeat clients.  We want you to succeed and refer people needing help to us.
  • Former clients refer to us.
Take the first step today towards a debt free life and call 254-633-2876 or email us at [email protected] today for a free, no-obligation consultation to find your fresh start.

New Court Fee Schedule effective November 1, 2011

It seems today that everything costs more from gasoline to groceries. As of November 1, 2011, you can add bankruptcy to list of items that are costing you more. The Judicial Conference of the United States has increased various fees that become effective November 1, 2011. Included in the increase is the filing fee for a Chapter 7 Bankruptcy which will increase from $299.00 to $306.00 and the filing fee for a Chapter 13 Bankruptcy which will increase from $274.00 to $281.00. It may only be $7.00 more in court costs to file bankruptcy, but when you are struggling $7.00 can feel more like $100.00.

About To Lose Your Home?

I am a Waco attorney who has helped numerous people save their homes from foreclosure by modifying their home loans. I use federal law to your advantage.   I know that this is an extremely stressful and emotional time for you. I know that you are receiving advice from everyone and you don't know which way to turn. You may have heard that Chapter 13 Bankruptcy is the only option. Chapter 13 Bankruptcy has helped many individuals save their homes and is an option that I can help you with if it is the best option for you. But it might not be the best option.

Job Loss and Budgeting

According to a Marist Poll, 77% of New York State registered voters say they personally know someone who has lost their job in the last 6 months. See the full article here. Well, we may be in Central Texas, but, as a Waco bankruptcy attorney, I have people in my office frequently due to job loss. Since most households live paycheck to paycheck, job loss is a very real fear. If it happens, you may not know where to turn.

The Simpsons Did It Part 1

Even Homer and Marge Simpson are feeling the economic heat. The International Business Times states that The Simpsons, the longest running prime time comedy show on TV, may end after the current season. See the full article here. The reason for the show ending—“The show's producer said Tuesday that 'The Simpsons' can't continue under its current financial model.”

Why I Formed The Kehl Law Firm, P.C.

Today is a perfect example of what I wanted to accomplish with forming The Kehl Law Firm, P.C in Waco, Texas. My dog is sitting at my feet sleeping while I am working. My husband just stuck his head in to say he sent the fax. Life is good.

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