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Discharging credit card debt can help pay off other debts

As the student loan debt in this country continues to climb, more and more college graduates are likely to realize that their debt is stifling their growth and getting in the way of their goals. Texas is no exception, and many of our state's residents are likely struggling along with the rest of the country. You may make use of credit cards and try to live conservatively as best you can, but eventually those student loan debts will have to be dealt with.

Is 2014 the year you will finally get rid of credit card debt?

Less than two weeks until the New Year, many Waco residents are thinking about making resolutions. Come January 1st, many people will sign up for gym memberships, throw away their cigarettes, and cut up their credit cards. Getting fit, quitting smoking and becoming free of credit card debt are all popular New Year's resolutions - likely, because they pair well with a fresh start.

'Tis the season for Texas shoppers to rack up credit card debt

December means holiday time and the time for giving. However, for many in Texas, a little generosity could have a negative, long-term impact. Americans take on more credit card debt during the month of December than at any other time of the year -- 16.4 percent more, in fact. In terms of dollars, that equals $131 billion. For those who charge their gifts, holiday sales may prove to be no bargain at all.

Beware of predatory retail credit cards

Everyone has probably been through the experience of being prompted by a retail clerk to open up a store credit card. Oftentimes, the credit offers are attached to one-time discounts that seem to be too good to pass up. Although accepting an offer once or twice might seem harmless, especially if a person intends to pay off monthly balances to avoid debt accumulation, simple mistakes can add up in more than one way.

Credit card debt falls again, despite growth of overall borrowing

It seems as though no one was untouched by the effects of the most recent economic recession. One of the major consequences of the recession is that consumer habits began to change: People became more hesitant to spend or take on more debt.

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