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April 2017 Archives

Should you choose Chapter 7 or Chapter 13 bankruptcy?

You have found yourself in a financial bind, and you can't see how it's going to get better. You made some bad decisions, and now your hours have been cut back at work, too. You were already living paycheck to paycheck, and you can't justify cutting back in any area of your life. You already coupon for lower grocery costs, share rides with coworkers and live in a cheap rental.

Know your debts: The good and bad of credit cards

There are many different reasons that you can fall into credit card debt. Maybe you needed to finance your schooling, or you decided to put the purchase of a vehicle on a credit card. Maybe you opted to use credit to furnish your home or to buy groceries when you were short on your paycheck.

Tax-refund season is here and so are bankruptcies

Tax refunds are usually looked at with great joy; people who receive them make all kinds of plans for what they'll buy or how they'll save. For some, though, a tax return is a new lease on their financial future. It could mean going into bankruptcy.

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