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Don't let misconceptions stop you from getting help

Many people think they understand Chapter 7 bankruptcy, but just like so many other legal matters, there are far more complexities to bankruptcy than most people realize. Whether you have seen bankruptcy in a movie, read about it in a book or even heard about a friend's bankruptcy proceedings, you can never truly know what bankruptcy will mean for you in particular unless you meet with an attorney and actually begin filing.

Unfortunately, far too many people take these perceptions about bankruptcy as gospel and simply write the idea off before even truly considering it. For one reason or another, you may find yourself drowning in massive debt, and though bankruptcy is a perfectly legitimate option, you may scoff at anyone who suggests the notion. You might be afraid of what it will do to your credit, or that you will lose many of your prized possessions such as a car or boat.

The good news for Texas residents is that such a scenario is extremely unlikely. Texas courts often consider many such properties exempt from sale, meaning that you can keep your car or boat, and filing for bankruptcy will even stop foreclosure on your house if it is threatened. You may also be afraid that you don't qualify for bankruptcy because you make too much money, or that you don't owe enough money. This is also likely not true.

There are many opinions and preconceptions about bankruptcy in our society, nearly all of which are negative. But the truth is that while bankruptcy can be a bad thing, a smart bankruptcy filed with the help of an attorney who is on your side can allow you to find crucial debt relief and give you a fresh financial start. Please visit our webpage to learn more about bankruptcy, as well as set up a consultation to discuss how we can help you take advantage of bankruptcy to provide you with the help you need.

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