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Filing for bankruptcy is not the end

As many families in Texas know, most people fall on hard times at some point in their lives. No matter how careful you are with your finances, one unexpected event can turn your life upside-down, leaving you in debt and wondering what to do next. As time goes on, the problem grows. Before you know it, you could have debt collectors knocking at your door.

It is a horrible thing to experience and something no one should have to go through. Unmanageable debt cannot only put your life on hold, the worry it inflicts can be damaging to your health. Fortunately, there are options available to help you through this difficult time, without getting you into further dept.

One option is to file for bankruptcy. This may seem daunting at first, but it is often the best option when debts are mounting with no foreseeable way of diminishing them. One big worry where bankruptcy is concerned is the potential loss of your property. However, in some cases Chapter 13 may enable you to save your house. Every case is different though, so the advice of an attorney could be beneficial.

Our page on Chapter 13 bankruptcy has further information on how this financial option may help you to clear your debts. Under this Chapter, you agree to a repayment plan intended to enable you to repay your creditor within a span of three to five years. If you are being oppressed by debt or have any other worries about your financial situation, an attorney may be able to provide the support and guidance you need.

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254-633-2876

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