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Which bills should I pay when I don't have enough money to pay them all?

So many clients come into my bankruptcy office stating that they just don't have enough money left over at the end of the month to pay all of their bills. Some of them are at risk of losing their home and cars to repossession and foreclosure because they are paying the payday loan companies who are calling and harassing them. I always tell them to make a budget every month putting the bills in order that you need to pay them. Here is the way I would order my bills from the most important to the least important:

  1. House payment
  2. Car payments
  3. Essential Utilities
  4. Must pay debts like taxes, child support, student loans
  5. Food
  6. Nonessential utilities, Credit cards, medical bills, payday loans

If you truly are struggling to make ends meet, call 254-633-2876 or email me at info@thekehllawfirm.com today for a free, no-obligation consultation to discuss your options. You are not alone. Let my family help yours! Photo Credit:  xJason.Rogersx

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