${site.data.firmName}${SEMFirmNameAlt} ${site.data.firmName}${SEMFirmNameAlt}
254-633-2876 | fax 866-825-8786
Main Menu
  • Let
    Our
    Family
  • Help
    Your
    Family
  • Free No Obligation
    Bankruptcy
    Consultations

Bankruptcy Attorney
Helping People Of Waco
Find Debt Relief

Bankruptcy Fact: Bankruptcy Stops Creditor Phone Calls and Collection Letters

As a Waco bankruptcy lawyer, I have so many potential clients who are at the end of their ropes due to collection calls and letters. After you file bankruptcy, you are protected against creditor phone calls and collection letters. The physical act of filing bankruptcy causes you to be protected by the automatic stay. Basically, the automatic stay is a bubble that prevents creditors from contacting you while you are in bankruptcy without first obtaining the court's permission. This bubble goes into effect the minute your case is filed and you obtain a bankruptcy case number assuming you have not had a failed bankruptcy in the 12 months prior to the bankruptcy being filed. If you have had prior failed cases, you need to talk to an experienced bankruptcy attorney to discuss what bankruptcy protection, if any, is available to you. The automatic stay effectively halts most collection attempts, including calls, letters, repossession of vehicles, foreclosure, lawsuits, wage garnishment, and other collection activity against the individual in bankruptcy while they are in bankruptcy. As I stated above, the automatic stay begins the minute you file bankruptcy (assuming you have not had prior failed bankruptcies cases in the same year as noted previously). This bubble is so powerfully that it protects you even if your creditors do not know about it yet. If creditors continue to willfully contact you while you are in bankruptcy, you may have grounds to seek damages in the bankruptcy court. There are some exceptions to the automatic stay. The most notable of these exception is the collection of child support. Are you being harassed by creditors? We can help! Call 254-633-2876 or email me at info@thekehlawfirm.com today for a free, no-obligation consultation to explore your options! It is time to regain control over your finances. Let my family help yours!   Photo Credit:  ellyjonez

No Comments

Leave a comment
Comment Information
National Association of Consumer Bankruptcy Attorneys The College of the State Bar Of Texas Greater Waco Chamber of Commerce Member Logo

Office Location

The Kehl Law Firm, P.C. 3715 Bellmead Dr Waco, TX 76705

254-633-2876

Fax: 866-825-8786

Waco Law Office Map

Connect With Us

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy